Current Rates

Loan Interest Rates effective 2/28/2008. Dividends on Checking/Savings accounts were declared at the 3/19/2008 Board of Directors Meeting.

Savings/Checking

Share Drafts	0.50% APY
Savings	1.00% APY
6-Mo. Share Certificate ($5,000 minimum)	Call for current weekly rate

VISA Rates

VISA Platinum

9.90% APR

No annual fee, 25 day grace period

Loans

Vehicles & Fixed-rate Home Equity Loans

Take 0.25% off any auto loan rate when you sign up for NTFCU's great share draft checking account!

0-36 months	4.85% APR
37-48 months	4.85% APR
49-60 months	4.85% APR
61-72 months	5.85% APR (new autos with extended warranties)

Home Equity Lines of Credit

Prime minus 0.50% (3.00% APR floor)

Share Secured

4.60% APR (25 basis points below our best rate)

Certificate Secured

Certificate rate plus 1.875%

Signature Loans

1-12 months	5.90% APR
13-24 months	6.90% APR
25-36 months	7.90% APR
37-60 months	12.00% APR

Share Draft Overdraft Protection Loans

15.00% APR